Select the amount you would like to wager on a given hand by clicking the left mouse button on a chip and dragging it and dropping it on the "Player", "Banker" or "Tie" sections of the gaming table.

To specify a bet that does not equal an existing chip denomination, simply click on another chip denomination after placing your previous chip on the table. For example, to bet $30, click and drag the $25 chip and place it on the table, then click and drag the $5 chip and drop it on top of the $25 chip. Your total bet will be displayed in the "Current Bet" window.

You may repeat your last bet by clicking on the "Last Bet" button. You MUST click the "Place Bet" button after you've finished dragging and dropping chips for the bets to be registered and valid.

If you place a wager that is lower than the minimum table bet limit, or higher than the table maximum, your bet amount will automatically be rejected. After each player has pressed the "Place Bet" button and/or the betting time period has expired, the Player and Banker are dealt two cards.

All tens and picture cards are worth zero, aces are worth 1, and all other cards are worth their face value. If the value of cards exceeds 9, then the value is adjusted by subtracting 10 from the total.

Example:
Hand + Hand = Total

9+7 = 16 = 6
5+5+5 = 15 = 5
10+9 = 19 = "Natural" 9

After the first two cards are dealt to both the Player and Banker, a third additional card may be dealt but the player does not ask for a third card. All additional cards are subject to a "Third Card Rule". No hand receives more than three cards.

When the Player and Banker hands equal the same total, the hand is declared a Tie and all bets (other than Tie bets) for that game are voided. If the value of the cards in either the Player's Hand or the Banker's Hand is an 8 or a 9 (a "natural") after receiving their initial two cards then no more cards shall be dealt to either hand.

If the value of the cards in either hand on the first two cards is 0 to 7 inclusive, the hands shall draw in accordance with the "Third Card Rules".

Third Card Rules:

• 0-5 Player's hand must draw
• 6-7 Player's hand must stand
• 8-9 "Natural" (Both hands stand)

If the Banker's two cards total:

• 0-2 Banker's hand must draw
• 3-6 Third card to Player's hand determines draw or stand
• 7 Banker's hand must stand
• 8-9 "Natural" (Both hands stand)

When the Banker's third card decision depends on the third card drawn by the Player, the following rules apply:

Banker's Hand Banker's hand draws when Player's third card is: Banker's hand does not draw when Player's third card is:

• 3 1-2-3-4-5-6-7-9-0 8
• 4 2-3-4-5-6-7 0,1,8,9
• 5 4-5-6-7 0-1-2-3-8-9
• 6 6-7 0-1-2-3-4-5-8-9
• 7 Banker's hand must stand Banker's hand must stand
• 8-9 "Natural" Bank stands "Natural" Bank stands

If the Player's hand stands on two cards (6,7), then a two card Banker hand totalling 3,4,5 must draw and a Banker hand totalling 6 must stand.

Payoffs Wager and Result Payoff
A winning Player hand wager 1 to 1
A winning Banker hand wager .95 to 1
A winning Tie wager 8 to 1

Baccarat ($10 - $400) Minimum bet - Maximum bet
Player/Banker $10 - $400
Tie $5 - $50

MAXIMUM PAYOFF ON TIE = $400
MAXIMUM PAYOFF ON PLAYER = $400
MAXIMUM PAYOFF ON BANKER = $380

To begin chatting, click on the white bar in the chat box at the bottom left-hand corner of the game screen. You may chat with others at the table by typing a message in the white bar and pressing send.

Your message and the messages of others will appear in the top part of the game window. Please refrain from using any language or discussing topics that others may deem offensive. Failure to comply with this rule may result in your account being blocked by our support team. If you feel that someone is abusing this rule, please send an e-mail to our support and we will look into it.

Overview

Baccarat game uses 8 decks to play, totalling 416 cards. Picture cards (Jacks, Queens, and Kings) and Tens are worth 0, while Aces are worth 1. All other cards are counted at face value. The point value of each hand is the last digit of the sum of the cards. For example, a hand of Jack, 4, and 9 has a point value of 3 (since 0 + 4 + 9 = 13).

In the first round of card dealing, the Banker and Player will gain 2 cards respectively, with the player cards dealt prior to that of the Banker. The third card for Banker and / or Player may be dealt in reference to the Baccarat game rules.

The object is to correctly predict which of the two hands (Player or Banker) will have a point value closest to 9.

To win the bet on 'Banker Pair', the first 2 cards dealt to the Banker must be a pair. To win the bet on 'Player Pair', the first 2 cards dealt to the Player must be a pair

Rules for Taking a Third Card

Player's first two cards total (Player) Banker's first two cards total (Banker)
0 Receive a third card 0 Receive a third card
1 Receive a third card 1 Receive a third card
2 Receive a third card 2 Receive a third card
3 Receive a third card 3 If the Player's third card scored 8; do not receive a third card
4 Receive a third card 4 If the Player's third card scored 1,8,9,10; do not receive a third card
5 Receive a third card 5 If the Player's third card scored 1,2,3,8,9,10; do not receive a third card
6 Do not receive a third card 6 If the Player's third card scored 6,7; do not receive a third card
7 Do not receive a third card 7 Do not receive a third card
8 Natural hand, no third card 8 Natural hand, no third card
9 Natural hand, no third card 9 Natural hand, no third card

If either the player or the bank have a total of 8 or 9 on the first two cards no further cards are drawn. The resulting hand is called a natural and the hand is over.

The result from the banker and player scoring 6 or 7 is considered a tie.

2 Way

2 Way is a short cut to place a bet on both the 'Banker Pair' and the 'Player Pair'. The bet amount placed on '2 Way' will be the combined amount placed on 'Banker Pair' and 'Player Pair' respectively. For example, if $5 was placed on '2 Way', this is a bet for $5 on 'Player Pair' and $5 on 'Banker Pair', totalling $10. You will win if either opportunities result in a pair. If the result comes out with both 'Banker Pair' and 'Player Pair', the total payout will be $55+$55=$110.

3 Way

The same rules apply to '3 Way'. '3 Way' is a short cut to place a bet on 'Banker Pair', 'Player Pair' and 'Tie'. The bet amount placed on '3 Way' will be the combined amount placed on 'Banker Pair', 'Player Pair' and 'Tie' respectively. For example, if $5 was placed on '3 Way', this is a bet for $5 on 'Player Pair', $5 on 'Banker Pair' and $5 on 'Tie', totalling $15. You will win if any of the opportunities result in a pair. If the result comes out with both 'Banker Pair' and 'Player Pair', with a final result of 'Tie', the total payout will be $55+$55+$40=$150.

Payouts

Result Payout
Banker win 1:0.95 payout
Player win 1:1 payout
Tie win 1:8 payout
Banker pair win 1:11 payout
Player pair win 1:11 payout

Burn

The act of removing one or more cards from the shoe and placing them face downward in the discard rack.

Deal

The distribution of the playing cards to the players and the dealer.

Pit boss

The person responsible for the supervision of the operation of the game.

Dealer

A person responsible for the operation of the game.

Dealing shoe

A device from which cards are dealt.

1. DEFINITIONS AND SPECIFICATIONS
   • 1.1
     Definitions
     Baccarat
     The point count of either the Player's hand or the Banker's hand is equal to zero.
     Banker's hand
     The hand played in that portion designated on the layout for the banker's hand.
     Player's hand
     The hand played in that portion designated on the layout for the player's hand.
     Natural
     The hand with a point count of 8 or 9, in the original 2 cards.
     Tie
     When both the Player and the Banker's hands have the same point count.
     Point count
     The "Point Count" of a hand shall be a single digit number from 0 to 9 inclusive and shall be determined by totaling the value of the cards in the hand. If the total of the cards in a hand is a two-digit number, the left digit of such number shall be disregarded having no value and the right digit shall constitute the Point Count of the hand.
   • 1.2
     Physical characteristics of the Baccarat table(s)
     • 1.2.1
       Baccarat shall be played at a standard 1450x800mm round cut table with three betting spots for the Player, Tie and Banker.
     • 1.2.2
       A baccarat table must have a discard rack. Tables are not equipped with a 'no peek' device. Card scanners can be used as an alternative to 'no peek' devices. If more than one baccarat table is in play, baccarat tables must have an identifying number, assigned by the casino, on the surface of the table or a table accessory.
     1 Definitions for Baccarat, Black Jack and Roulette
     1.2 Dealing shoes
     A dealing shoe must be designed and constructed to maintain the integrity of the game.
   • 1.3
     The Cards
     • 1.3.1
       Baccarat shall be played with eight decks, each deck having 52 cards without jokers, with backs of the same colour and design and two cutting cards; one placed at the back of all the decks and one that cuts the pile of the decks. It shall be dealt from a dealing shoe specifically designed for such purpose.
     • 1.3.2
       The "Value" of the cards in each deck shall be as follows:
       Any card from 2 to 9 shall have its face value
       Any Ten, Jack, Queen or King shall have a value of zero
       Any Ace shall have a value of one. Examples of this rule are as follows:
       A hand comprising of an Ace, a 2 and a 4 has a Point Count of 7
       A hand comprising of an Ace, a 2 and a 9 has a total of 12 but only a Point Count of 2 since the digit 1 in the number 12 is discarded
     • 1.3.3
       The cards will be inspected prior to the commencement of gaming and at the conclusion of gaming
2. WAGERS
   • 2.1 General Rules
     • 2.1.1
       A wager by a player will be placed on the appropriate area of the Baccarat layout on the player's screen. A maximum of three wagers maybe placed on any one playing area, Player, Banker and Tie.
     • 2.1.2A
       wager on the "Banker's Hand" shall:
       Win if the "Banker's Hand" has a Point Count higher than that of the "Player's Hand"
       Lose if the "Banker's Hand" has a Point Count lower than that of the "Player's Hand"
       Neither win nor lose if the Point Count of the "Banker's Hand" and the "Player's Hand" are equal
     • 2.1.3
       A wager on the "Player's Hand" shall:
       Win if the "Player's Hand" has a Point Count higher than that of the "Banker's Hand";
       Lose if the "Player's Hand" has a Point Count lower than that of the "Banker's Hand";
       Neither win nor lose if the Point Counts of the "Banker's Hand" and the "Player's Hand" are equal.
     • 2.1.4
       A wager on a "Tie Bet" shall:
       Win if the Point Counts of the "Banker's Hand" and the "Player's Hand" are equal
       Lose if such Point Counts are not equal
     • 2.1.5
       After a tie, all other wagers are automatically returned by the system.
     • 2.1.6
       No wager shall be accepted by the system, increased or cancelled after the timer of the system has beeped indicating that the time for placing bets is over. At this stage the dealer calling the game shall announce "No More Bets".
       "No More Bets" shall be announced prior to the first card being drawn from the shoe.
     • 2.1.7
       After the last card is scanned and the result of the round is announced by the Dealer, the system automatically takes care of the wagers on the table. The system shall collect all losing wagers and pay all winning wagers.
       A minimum and maximum wager permitted is shown on the screen of the game.
       Each player shall be responsible for the correct placement of their wager or wagers.
       A wager may be rejected by the system prior to the cards being dealt because due to the wager not placed on time, not meeting the minimum or maximum requirements or a failure to communicate with the gaming server.
   • 2.2 Payouts of the wagers
     Payouts may be made in accordance to the following:
     A winning wager made on the "Player's Hand" shall be paid at odds of 1 to 1.
     A winning wager made on the "Banker's Hand" shall be paid at odds of 1 to 1, less 5% "Commission" on the amount won. The commission is automatically collected by the system from a player at the time the winning payment is made.
     A winning "Tie Bet" shall be paid at odds of 8 to 1.
3. CARD HANDLING AND MANIPULATION
   • 3.1 Inspection and presentation of cards
     • 3.1.1
       After receiving the cards at the table, the dealer must sort and inspect the cards. The dealer must ensure that the decks are complete, and that no cards are flawed, scratched, or marked in any way.
     • 3.1.2
       The dealer and the Pit boss will spread the cards face up in two rows to verify that all cards are present. The backs of cards will be checked to make certain there are no markings, which can lead to the identification of the card's value.. The backs will be spread once in each direction. Cards will be checked for any kind of damage. The casino surveillance system shall video record this process.
     • 3.1.3
       If after checking the cards, the dealer or Pit boss finds that cards are damaged or improper, the Pit boss will replace them. The defective decks will have the defect noted, and returned to the Card storage.
     • 3.1.4
       Any time cards have been removed from the playing surface of a baccarat table and are subsequently returned to any table for play, the dealer must re-inspect and present the cards in the manner described above.
   • 3.2 The shuffle and reshuffle
     • 3.2.1
       After the cards have been visually inspected they shall be turned face down on the table and stacked forming two equal piles and then mixed thoroughly by a "washing" or a "chemmy shuffle" then restacked forming two equal piles and "table riffle" shuffled once by deck.
     • 3.2.2
       After each stack of cards is dealt, the dealer must reshuffle the cards so that they are randomly intermixed. A reshuffle of the cards must take place at the conclusion of the hand during which the cutting card is reached.
     • 3.2.3
       At the discretion of the casino, the dealer may reshuffle the cards after the conclusion of any hand.
   • 3.3 Cut
     • 3.3.1
       After the cards have been shuffled, the dealer shall stack the cards, with backs facing away from him/her and cut the cards personally.
     • 3.3.2
       The person cutting the cards must cut the cards by placing the cutting card in the stack.
     • 3.3.3
       Once the cutting card has been inserted, the dealer shall take all cards in front of the cutting card and place them to the back of the stack after which the dealer shall insert the cutting card 1 deck from the back of the shoe.
     • 3.3.4
       The stack of cards shall then be inserted in the dealing shoe for the beginning of play.
     • 3.3.5
       The cutting card shall be placed one deck's length from the back of the stack.
   • 3.4 Burn procedures
     At the discretion of the casino the dealer may burn one or more cards.
     Cards will be burned in the following situations:
     After each shuffle six cards are burned
     Game errors, after Pitboss approval, three cards are burned
     After each dealer change one card is burned
   • 3.5 The Deal
     • 3.5.1
       The Dealer must deal the cards to the appropriate areas of the layout situated immediately in front of the Dealer.
     • 3.5.2
       At the end of the time to place bets the dealer will announce "NO MORE BETS" and the beep of the timer will sound.
     • 3.5.3
       Two hands are dealt face up. The first and third cards will represent the player's hand. The second and fourth cards will represent the bank hand.
     • 3.5.4
       If the players are to receive a third card according to the rules of Baccarat, the Dealer draws a card for the player's hand and places it perpendicular to the player's previous cards.
     • 3.5.5
       If the bank hand is entitled to a third card according to the rules of the Baccarat, the Dealer draws a card for the bank and places it over and perpendicular to the previous banker's cards.
   • 3.6 The Play
     • 3.6.1
       After the initial four cards have been dealt:
       If either the player or banker has a "natural" 8 or 9, both automatically stand, no exceptions.
       If the player's total is 6 or 7, the player stands.
       If the player stands, the banker hits on a total of 5 or less.
       If the player's total is 5 or less, the player automatically hits and the banker gives the player a third card.
       If the player receives a third card then the banker draws a third card according to the following:
       Banker's hand totals 0,1,2: Banker always draws a third card.
       Banker's hand totals 3: Banker draws if Player's third card is 1-2-3-4-5-6-7-9-0 (not 8)
       Banker totals 4: Banker draws if Player thirds 2-3-4-5-6-7
       Banker 5: Banker draws if Player thirds 4-5-6-7
       Banker 6: Banker draws if Player thirds 6-7
       Banker 7: Banker stands
     • 3.6.2
       Order of merit of hands will be:
       A point count of nine
       A point count of eight
       A point count of seven; and
       So on down to a point count of Baccarat
     • 3.6.3
       The Dealer will announce the winner and the results shall simultaneously be displayed on the player's side.
     • 3.6.4
       When the cutting card appears during play, the cutting card will be removed and placed in front of the dealer in clear view for the player. The Dealer calling the game shall announce "Last Hand before shuffle". Upon completion of that hand, no more cards shall be dealt until the reshuffle occurs.
   • 3.7 Pick up
     • 3.7.1
       When the game is over the dealer clears the table layout by picking up the cards, this is done from left to right or from right to left all in one sweep or one by one placing one on top of the other to be able to place them back on the table at the correct order in case of a question or dispute.
     • 3.7.2
       Each dealer must consistently pick up cards in only one direction during any shift.
     • 3.7.2
       Once the cards are collected the dealer places them into the discard rack.
4. PROHIBITED ACTS
   • 4.1
     No casino or other person may remove, add, or alter any cards except as provided by this rule, and no dealer or other employee of the casino shall permit any person to engage in such activity.
   • 4.2
     The dealer will not look at, nor expose to any person, the face of a card before it is dealt.
   • 4.3
     No dealer or pit boss shall advise a player about game strategy nor recommend the proper play of a hand while the player has a wager still pending on the outcome of the hand.