Two hands are dealt in Baccarat - The Banker's hand and the Player's hand. Prior to each deal, the player wagers on whether the Player's hand or the Banker's hand will be closest to a total of 9. The player also has the option to wager on a tie (i.e. both the banker's and player's hands total the same). 8 decks of 52 cards are used.

Select the amount you would like to wager on a given hand by clicking the left mouse button on a chip and dragging it and dropping it on the "Player", "Banker" or "Tie" sections of the gaming table.
To specify a bet that does not equal an existing chip denomination, simply click on another chip denomination after placing your previous chip on the table. For example, to bet $30, click and drag the $25 chip and place it on the table, then click and drag the $5 chip and drop it on top of the $25 chip. Your total bet will be displayed in the "Current Bet" window.
You may repeat your last bet by clicking on the "Last Bet" button. You MUST click the "Place Bet" button after you've finished dragging and dropping chips for the bets to be registered and valid.
If you place a wager that is lower than the minimum table bet limit, or higher than the table maximum, your bet amount will automatically be rejected. After each player has pressed the "Place Bet" button and/or the betting time period has expired, the Player and Banker are dealt two cards.
All tens and picture cards are worth zero, aces are worth 1, and all other cards are worth their face value. If the value of cards exceeds 9, then the value is adjusted by subtracting 10 from the total.
Example:
Hand + Hand = Total
9+7 = 16 = 6
5+5+5 = 15 = 5
10+9 = 19 = "Natural" 9
After the first two cards are dealt to both the Player and Banker, a third additional card may be dealt but the player does not ask for a third card. All additional cards are subject to a "Third Card Rule". No hand receives more than three cards.
When the Player and Banker hands equal the same total, the hand is declared a Tie and all bets (other than Tie bets) for that game are voided. If the value of the cards in either the Player's Hand or the Banker's Hand is an 8 or a 9 (a "natural") after receiving their initial two cards then no more cards shall be dealt to either hand.
If the value of the cards in either hand on the first two cards is 0 to 7 inclusive, the hands shall draw in accordance with the "Third Card Rules".
Third Card Rules:
If the Banker's two cards total:
When the Banker's third card decision depends on the third card drawn by the Player, the following rules apply:
Banker's Hand Banker's hand draws when Player's third card is: Banker's hand does not draw when Player's third card is:
If the Player's hand stands on two cards (6,7), then a two card Banker hand totalling 3,4,5 must draw and a Banker hand totalling 6 must stand.
Payoffs Wager and Result Payoff
A winning Player hand wager 1 to 1
A winning Banker hand wager .95 to 1
A winning Tie wager 8 to 1


Baccarat ($10 - $400) Minimum bet - Maximum bet
Player/Banker $10 - $400
Tie $5 - $50


MAXIMUM PAYOFF ON TIE = $400
MAXIMUM PAYOFF ON PLAYER = $400
MAXIMUM PAYOFF ON BANKER = $380


To begin chatting, click on the white bar in the chat box at the bottom left-hand corner of the game screen. You may chat with others at the table by typing a message in the white bar and pressing send.
Your message and the messages of others will appear in the top part of the game window. Please refrain from using any language or discussing topics that others may deem offensive. Failure to comply with this rule may result in your account being blocked by our support team. If you feel that someone is abusing this rule, please send an e-mail to our support and we will look into it.


Overview
Baccarat game uses 8 decks to play, totalling 416 cards. Picture cards (Jacks, Queens, and Kings) and Tens are worth 0, while Aces are worth 1. All other cards are counted at face value. The point value of each hand is the last digit of the sum of the cards. For example, a hand of Jack, 4, and 9 has a point value of 3 (since 0 + 4 + 9 = 13).
In the first round of card dealing, the Banker and Player will gain 2 cards respectively, with the player cards dealt prior to that of the Banker. The third card for Banker and / or Player may be dealt in reference to the Baccarat game rules.
The object is to correctly predict which of the two hands (Player or Banker) will have a point value closest to 9.
To win the bet on 'Banker Pair', the first 2 cards dealt to the Banker must be a pair. To win the bet on 'Player Pair', the first 2 cards dealt to the Player must be a pair
Rules for Taking a Third Card
Player's first two cards total (Player) Banker's first two cards total (Banker)
0 Receive a third card 0 Receive a third card
1 Receive a third card 1 Receive a third card
2 Receive a third card 2 Receive a third card
3 Receive a third card 3 If the Player's third card scored 8; do not receive a third card
4 Receive a third card 4 If the Player's third card scored 1,8,9,10; do not receive a third card
5 Receive a third card 5 If the Player's third card scored 1,2,3,8,9,10; do not receive a third card
6 Do not receive a third card 6 If the Player's third card scored 6,7; do not receive a third card
7 Do not receive a third card 7 Do not receive a third card
8 Natural hand, no third card 8 Natural hand, no third card
9 Natural hand, no third card 9 Natural hand, no third card
If either the player or the bank have a total of 8 or 9 on the first two cards no further cards are drawn. The resulting hand is called a natural and the hand is over.
The result from the banker and player scoring 6 or 7 is considered a tie.
2 Way
2 Way is a short cut to place a bet on both the 'Banker Pair' and the 'Player Pair'. The bet amount placed on '2 Way' will be the combined amount placed on 'Banker Pair' and 'Player Pair' respectively. For example, if $5 was placed on '2 Way', this is a bet for $5 on 'Player Pair' and $5 on 'Banker Pair', totalling $10. You will win if either opportunities result in a pair. If the result comes out with both 'Banker Pair' and 'Player Pair', the total payout will be $55+$55=$110.
3 Way
The same rules apply to '3 Way'. '3 Way' is a short cut to place a bet on 'Banker Pair', 'Player Pair' and 'Tie'. The bet amount placed on '3 Way' will be the combined amount placed on 'Banker Pair', 'Player Pair' and 'Tie' respectively. For example, if $5 was placed on '3 Way', this is a bet for $5 on 'Player Pair', $5 on 'Banker Pair' and $5 on 'Tie', totalling $15. You will win if any of the opportunities result in a pair. If the result comes out with both 'Banker Pair' and 'Player Pair', with a final result of 'Tie', the total payout will be $55+$55+$40=$150.
Payouts
Result Payout
Banker win 1:0.95 payout
Player win 1:1 payout
Tie win 1:8 payout
Banker pair win 1:11 payout
Player pair win 1:11 payout

View the complete Live Casino rules and regulations for Baccarat




